Save on your challenge fee at any of these firms:
Use code PFDF â up to 25% off challenge fees
Why Profit Split Matters More Than You Think
A 10-percentage-point difference in profit split is massive over time. If you generate $10,000/month in profits, the difference between an 80% and 90% split is $1,000 every single month â $12,000 per year. Over a 3-year funded trading career, that gap compounds to over $36,000 in missed earnings.
Yet many traders choose firms based on brand recognition alone without comparing profit splits. This guide ranks every major prop firm by their actual payout percentage so you can maximize what you keep.
Profit Split Rankings â Top Firms 2026
| Rank | Firm | Profit Split | Notes | Code PFDF |
|---|---|---|---|---|
| #1 | Apex Trader Funding | 100% | 100% after first payout (first payout is 10 days minimum) | 25% off |
| #1 | Topstep | 100% | 100% on first $10K profit, 90% thereafter | 50% off |
| #3 | FundedNext | Up to 95% | Scales from 80% to 95% based on earnings milestones | 55% off |
| #4 | FTMO | 80â90% | Default 80%, scales to 90% through performance plan | 19% off |
| #5 | The5ers | Up to 100% | Starts at 50%, scales to 100% through bootcamp program | 5% off |
| #6 | MyFundedFutures | 90% | Consistent 90% â no complex scaling required | 25% off |
Deep Dive: The 100% Split Firms
Apex Trader Funding â 100% Split
Apex pays 100% of profits after your first payout. There's no scaling plan, no complex requirements â just trade the funded account, hit the first minimum payout milestone, and from that point you keep everything. Combined with same-day payouts and 25% off with code PFDF, Apex has the best overall economics in futures prop trading.
Topstep â 100% on First $10K
Topstep offers 100% on your first $10,000 of profits per funded account, then 90% after that. For traders who withdraw regularly and keep balances modest, the effective split is very close to 100%. Use code PFDF for 50% off your combine fee.
How Profit Splits Actually Work
Understanding the mechanics behind profit splits helps you compare apples to apples:
- Flat split: You always keep the stated percentage (e.g., MyFundedFutures 90% is always 90% regardless of account balance)
- Scaling split: Starts lower and increases as you earn more (e.g., FundedNext 80% â 95% based on milestones)
- First-payout bonus: Some firms (Apex, Topstep) offer 100% on initial profits then reduce slightly â but in practice the economics are excellent
- Performance plan: FTMO's 90% requires opting into their "Performance Account" which has slightly different rules
- Trailing vs. fixed drawdown: A 100% split with aggressive trailing drawdown is often worth less than an 85% split with fixed drawdown â read the full terms
Frequently Asked Questions
Maximize Your Earnings â Start With the Best Split
Use code PFDF to save on your challenge fee, then keep up to 100% of your profits once funded.
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Last updated: April 8, 2026